1,800+ originators already run this
Built by top-producing originators, for originators — and running at independent mortgage banks, depositories, and credit unions.
700K+
Loans watched
3
Pricing engines
The job
You have two books to protect, and no time for either
As a loan officer you have two books to protect. One is the agent relationships that bring you purchase business. The other is every client you’ve already closed. Both erode quietly, and both erode for the same reason — you only have so many hours to be visible in. Uplist gives loan officers mortgage technology built around actionable intelligence, from live buyer payment options to continuous monitoring of every closed loan.
Winning agent business
Be the one who makes their real estate listing easier to sell
Every loan officer in your market is asking the same agents for the same referrals with the same coffee. What almost none of them bring is something that makes the listing itself perform better.
- A financing flyer that answers the buyer’s actual question
- Your name and your pricing on it, never needs updating
- Nothing for the agent to build, buy, or learn
Keeping what you built
Stay in front of past clients without inventing a reason
Your database is the most valuable thing you own and the easiest thing to lose. But nobody wants to be the person who calls about an opportunity that turns out not to be one, so most originators call nobody at all.
- Every loan you’ve closed, checked against the market continuously
- You’re told when something is genuinely worth a call
- In the quiet stretches your client hears from you anyway — with nothing to sell
Homebuyer Intelligence
Give your mortgage listing a brain
A listing is mute. It states a price and waits. A buyer stands in front of it with one question nobody at the open house can answer — what would this actually cost me?
You share a financing flyer with your agent partner and it answers. Your pricing, current at the moment the buyer reads it. Or hand them a code for the marketing they already produce.
- Automatically calculates seller credits, temporary buydowns, and down payment assistance you actually offer
- Loan-level price adjustments applied, so the quote survives a second look
- Instantly show buyers how to reach a desired payment
- Buyers explore with no contact form, then call when they’re ready
ACTUAL PRODUCT — RATES AND PAYMENTS OBSCURED
ACTUAL PRODUCT — RATES AND PAYMENTS OBSCURED
The part agents remember
Homebuyers shop by payment, not by price
The listing advertises a price. The buyer cares about the monthly payment. Uplist lets them enter that desired payment and shows up to four routes to reach it.
- Turns “we can’t afford it” into a structured conversation
- Gives the agent something to take back to the seller
- Priced with on your rates and concessions
This is the feature agents tell other agents about.
Recapture
Call past clients with numbers, not a hunch
Nobody picks up the phone because a model said someone is 71% likely to do something. Call when you can present real options. Recapture™ does the analysis first, then tells you when to make that call.
When there’s something real
Every loan checked against current pricing before you ever hear about it. What reaches your client is the finished analysis approved by you — the payment change, the break-even, the option you recommend.
ACTUAL PRODUCT — FIGURES OBSCURED. SENT IN YOUR NAME, WITH YOUR NMLS.
When there isn’t
Your client’s inbox is full of people selling them something. Be the one who writes to say nothing needs to change. A fully automated trust builder.
SENT AFTER 90 QUIET DAYS — CADENCE IS YOURS TO SET
Analysis before contact
The work is done before it reaches you. No score to interpret, no queue to sort.
Trust between the deals
Clients learn you’re watching out for them, so the call you do make gets taken.
Nothing to log into
If you never open the platform, your book is still being watched.
Your relationship stays yours
Built on the loans you closed — not a purchased list someone else also bought.
Pricing
Start where it makes sense for you
PROOF
What originators say about it
Uplist Recapture is the most originator-friendly tool of its kind for identifying refinance opportunities.
Kevin PeranioChief Lending Officer, PRMG1,800+
Originators on the platform
As of 2026
600K+
Loans under continuous review
As of 2026
90
Maximum days a client goes without hearing from you
Default cadence, adjustable
3
Pricing engines connected
