Mortgage Intelligence
Mortgage intelligence that stops the guessing.
Across every loan you’ve closed and every listing you touch. Uplist reviews your closed portfolio continuously and hands originators a decision with the analysis already done — and puts live payment answers wherever a buyer meets a listing, priced from your own rates rather than a national average.
Built by top-producing originators
Trusted by lenders and originators nationwide
Independent mortgage banks, depositories, and credit unions — from single branches to national platforms. Designed and built by top-producing originators.
1,800+
Users
700K+
Loans Watched
The Idea
Numbers your team will actually pick up the phone for
This business runs on figures people have quietly stopped believing — propensity scores that flag everyone, printed rates that were stale by Tuesday. A number nobody trusts is worse than no number, because it teaches people to stop reading. Everything Uplist produces has to survive being checked.
VERIFIED, NOT PREDICTED
A decision, not a probability
Every loan in a portfolio is reviewed continuously against current pricing with adjustments applied. What comes back is one of three answers, and two of them say don’t call.
- The analysis is finished before anyone is asked to act on it
- Nothing to interpret, no ranked list to sort
- Including an honest notice when the answer is to leave it alone
LIVE, NOT PRINTED
Right at the moment it’s read
Payment answers on a listing from the originator’s own pricing engine and refresh through the day, so the figure a buyer sees is one the lender would actually quote.
- Your rates, not a national average nobody offers
- No credit pull and no contact form, so buyers actually use it
- Loan-level adjustments applied, so the quote survives a second look
ONE PLATFORM
Three surfaces, one standard
Most lenders start with Recapture, which includes everything in Homebuyer Intelligence at no additional cost.
THE PART THAT PROVES IT
We built the email that has nothing to sell
Anyone can claim their numbers are better. This is the one thing a competitor can’t copy without changing what their product is for, because it only exists when the honest answer is don’t do anything.
When monitoring finds something real, the originator hears about it the same day — no propensity score to interpret, no guessed target rates. When there is no opportunity the client still hears from you. All communications are originator and company branded.
COSTS NOTHING TO SEND
And it’s the only mortgage email a past client gets all year that isn’t a pitch.
Actual Product — Rates and payments obscured for this page
PROOF
What lenders say
Uplist Recapture is the most originator-friendly tool of its kind for identifying refinance opportunities.
Kevin PeranioChief Lending Officer, PRMG1,800+
Users on the platform
700K+
Loans under continuous review
80+
Lenders trust Uplist
Lenders, Banks, Brokers, Credit Unions
3
Pricing engines connected
Optimal Blue, Polly, LoanSifter
What mortgage leaders say
